Estate Planning
Fall Into Better Planning: Why Autumn Is the Ideal Season to Start the Estate Conversation
Estate planning is one of the most important—and often overlooked—elements of financial wellness. Yet more than two-thirds of Americans don’t have an up-to-date estate plan, leaving their loved ones to navigate confusion, probate, or unintended outcomes.
Fall offers a natural pause—a chance to reflect, reconnect with family, and have meaningful discussions about the future. Whether your plan needs a refresh or you’re starting from scratch, now is a wise time to take stock and clarify your wishes.
Here’s what an effective estate plan typically includes:
- A will to direct how your assets are distributed.
- A revocable living trust to help your estate avoid probate.
- Durable powers of attorney and health care directives to ensure your voice is heard if you’re unable to speak for yourself.
- Up-to-date beneficiary designations on retirement accounts and life insurance.
Action Steps:
- Review existing documents for accuracy—especially after a life event like marriage, divorce, or the birth of a child.
- Make a list of your current assets and liabilities.
- Talk to loved ones about your wishes, values, and intentions.
- Work with an advisor and estate attorney to ensure your plan is both legally sound and aligned with your legacy goals.
Ready to create or revisit your plan? Reach out to Valoris for compassionate, clear guidance every step of the way.