Tax Filing Preparation Checklist

Preparing early for tax season can help reduce stress, minimize surprises, and create opportunities for proactive planning.

Documents to Begin Gathering

Income & Employment

  • W-2s and 1099s
  • Self-employment income and expense records
  • Rental income documentation, if applicable


Investments & Retirement

  • 1099-DIV, 1099-INT, and 1099-B forms
  • Retirement account contribution confirmations
  • Distribution records (including RMDs, if applicable)


Health & Benefits

  • HSA contribution and distribution forms
  • FSA documentation
  • Health insurance coverage statements, if required


Deductions & Credits

  • Charitable contribution receipts
  • Mortgage interest and property tax statements
  • Education expenses and student loan interest
  • Childcare and dependent care records

Planning Tip

Tax preparation isn’t just about compliance. Organized documentation allows for better coordination between tax professionals and financial planning strategies, especially when evaluating Roth conversions, charitable strategies, or retirement funding decisions.